Retirement
What are the options available to me if I want to save for my retirement?
It is a fact that most people do not save sufficient money for their retirement. The best time to start is at the youngest age possible, but this is often the time when we have least to put by. There are a number of options available and not all are pension plans.
The choice will depend upon your circumstances, how much you can afford and the time available. Alternatives include pension plans, individual savings accounts, and an accumulation of other assets. Tax rules complicate your decision but our Advisers can help you sort out the best route for you.
If, for example, you feel that a pension plan is right for you, there are a number of different options available, from ‘Stakeholder’ plans to Self Invested Schemes. Our expertise is at hand to help you make the right decision.
If you are about to retire, what options are available to me?
The most important thing here is to seek help early on. Decisions made about your retirement income are often irreversible and could cost you dearly. If you have been saving for many years, you deserve to get the best deal possible when you decide to take an income. Our Advisers will explain all of the options to you and help you make the correct decision.
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